Climate change presents an increasingly urgent challenge to the agricultural communities of India.The impact of it on farmers, in relation to both productivity and livelihoods, cannot be emphasized enough.

Access to financial services is a fundamental necessity for farmers in India. It extends far beyond the realm of securing working capital; it encompasses building assets, mitigating risks, and fostering overall growth. 

The Farmer Producer Organization (FPO) ecosystem in India, established with a specific purpose, has evolved into a transformative force within the agricultural landscape. Conceived to address the challenges faced by smallholder farmers, the FPO framework was designed to empower these agricultural entities and mitigate the vulnerabilities inherent in the predominantly production-driven and fragmented nature of Indian agriculture. 

In recent years, Farmers' Producer Organizations (FPOs) have emerged as pivotal agents of change within the agricultural landscape, reshaping both input and output marketing paradigms.

Bridging the Cash Flow Gap: How Bill to Ship to Pay (BTST) Empowers the Agricultural Value Chain