FPOs

FPOs

Farmer Collectives

Farmer Collectives have been monumental in helping farmers with shared interests to negotiate for better input aggregation,
market linkages and extension services. Samunnati has pioneered an approach that anticipates and creates forward-looking
solutions for farmer collectives. Samunnati’s AMLA approach (Aggregation, Market Linkage, and Advisory) entails a
competitive and holistic engagement beyond finance with the collectives.

Approach

Samunnati believes that in an ecosystem like the agri value chain, every component must function at maximum capacity to ensure the welfare of everyone in the community. While understanding how integral farmers are to this agri finance finance ecosystem, we truly believe that through their empowerment the entire value chain will realise unprecedented growth.

We believe that by enhancing income, empowering and assisting them with centres for excellence, FPOs can realise remarkable growth. Besides timely financial assistance through solutions like long term agricultural loan, Samunnati has pioneered a unique approach in agri value chain financing that will help farmer producer organisations leverage the economy for greater benefits.

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Aggregation

We understand how integral procuring good products is to the production process. By leveraging the bargaining power that comes with numbers, we help Farmer Producer Organisations source inputs in bulk and at lower costs. With Samunnati’s intervention, FPOs now manage members, output purchase and demand seamlessly with the latest technology in agriculture.

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Market Linkages

Building better market connections is more than just finding a market in the agricultural ecosystem to sell the produce. It means leveraging market ties to find the best price for a certain produce. Beyond this, Samunnati works closely with FPOs to build production capacities using new farming technology to cater to international markets.

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Advisory Services

Samunnati understands the real testament of growth is not just scaling farmers’ incomes. Through agricultural advisory services we offer training skills ranging from situation analysis and business planning to agricultural finance literacy and disaster preparedness, Samunnati helps in boost operations and eventually increase the scale of production. A significant portion of our effort goes towards the creation of centres for excellence to demonstrate new cropping techniques and modern technologies in agriculture.

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Input Procurement Loan

An agri loan designed to help FPOs aggregate inputs in bulk, Samunnati directly connects the farmers to large-scale input suppliers. This agri finance solution offers members of FPOs opportunities to scale while cutting down costs of production. Our unique agricultural finance model ensures a smooth and hassle-free experience.

Output Procurement Loan

By helping build market connections, Samunnati aids the smallholder farmers in the Farmer Producer Organisation to cater to large scale buyers. Our agri loan model ensures the farmers (or members) are paid in full as soon as the produce is delivered.

While finding better market linkages for farmers, Samunnati customises agri loans so FPOs can receive timely payment.
As a part of customised loans farmers need, Samunnati also extends a loan to access necessary agri infrastructure.

Catalytic Infrastructure Loan

Offered to organisations displaying a remarkable trajectory of growth, this is a long-term agricultural loan that lets Farmer Producer Organisations invest in warehouse machinery, equipment, processing units and other agri-based infrastructure.

Market Linkages

While ensuring hassle-free transactions with large-scale buyers, Samunnati constantly works to help Farmer Producer Organisations reach bigger markets.

Besides customised agri loans, Samunnati connects FPOs to bigger markets for better output and lower input prices.

Leveraging Technology

Kisan Pay Card is a membership card for FPO member farmers, which allow farmers to access various products and solutions offered by Samunnati. The card has a unique 16-digit card number and a QR code that act as a unique identifier for each member. The solution is powered by a mobile application that allows FPOs to register member farmers, issue membership card and apply for various product and customised solutions. The solution aims to bring digital transformation in FPO ecosystem.

One of Samunnati's key belief enables it to focus on creating tailor-made agri loans especially for clients.

Customised Solutions

Our team appreciates the diversity that is so intrinsic to working with Farmer Producer Organisations across the country. With Relationship Managers, we work in close association with FPOs to build customised solutions that help them thrive in this agricultural ecosystem.

Advisory Solutions

We Offer comprehensive and customized solutions to Farmer Collectives towards enabling them to create socio-economic impact for the small holder farmers and transform themselves into sustainable institutions.

Identifying the value of technology in agriculture has helped Samunnati empower farmers beyond loans.